"Under Florida Statute 702.015 the lender must produce the “original note” or “promissory note” not a copy.
While banks will fight and appeal that strategy for years those consumers willing to endure the emotional toll could end up like Sterling living in the place she’s called home for the last 10 years with no monthly mortgage and no debt collectors at her door."
Seehttp://www.clickorlando.com/news/investigators/mortgage-free-for-life